CENTURY 21 OneBlue Lenders

Mortgage Equity Partners

  • NameJoe Torres
  • License524819
  • Phone321-652-1700
  • Get Started

Ask A Mortgage Question


Joe Torres has been helping borrowers achieve their dream of purchasing a home for more than 20 years. In that time, he has worked as a mortgage planner and private client banker at several well-known banks. He has also managed a staff of over 20 mortgage loan professionals providing the same kind of guidance and expertise he gives his clients.

Joe was drawn to Mortgage Equity Partners by the combination of traditional and niche lending mortgage solutions. He was equally impressed with the competitive interest rates along with speed and efficiency from application to closing. His choices have always been based on what is best for his borrowers and referral partners.

“Some of my clients have complicated financial situations. I want to be an outlet that can offer them a creative solution. I have a proven track record successfully closing on all types of financing options including Conventional, VA, FHA, and USDA loan products, BOND, Construction-to-Permanent and Non-QM/ non-traditional loans to name just a few,” Joe said. “Most importantly, I really enjoy helping people and love what I do but will never compromise my integrity just to close a loan.”

When Joe is not working, (and that is not often), he can be found enjoying all that the Orlando area and Space Coast has to offer. Whether he is at the amusement parks or at the beach, he loves living the Florida lifestyle and most importantly spending time with his wife and twin boys!

You can reach out to him for a confidential mortgage consultation at 321-652-1700.

About Zo Khurshid

Having lived in the Orlando, FL area for almost 23 years, I am a Florida native that provides a strong understanding of the local Real Estsate market, communities, neighborhoods & areas. 

I prioritize finding out my customer's exact needs while providing them with exceptional service & always looking out for my customer's best interests in every possible scenario; before, during, and after the transaction. 

Coming from a strong background in both Sales and Customer Service of 10+ years in the industry, I am confident I will be able to take care of your all your Real Estate needs & ensure the transaction goes smoothly, while keeping you up-to-date during every stage of the process & delivering extraordinary results.

The 3 foundations I have built my business on : Honesty, Integrity & Delivering results. 

Why choose to work with me? 

Because you deserve an aggressive agent who studies the Real Estate market on a daily basis & can provide you with the insight & guidance you need to ensure you accomplish your goals & making sure you get the service you truly deserve. I am not a "passive" agent ; instead I am a proactive agent who spends his time actively in the market, finding business instead of waiting for business to come find me. 

What does this mean for you? For buyers ;  I prospect everyday to find you off market deals, fight for the best terms possible & increase the liklihood of our offer getting accepted.

For sellers ; It means I am proactively prospecting daily & reaching out to family, friends, neighbors, people in the area & other top realtors to inform them of your listing to ensure we get the most amount of buyers in your door until the property is sold for the most amount of money in the least amount of time, while negotiating the best terms possible for my customers. Lets get to work! 

Areas We Cover